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What’s In Your Wallet: Track Spending Know What You Spend As a bankruptcy attorney that specializes in consumer debt, I see a lot of people’s personal finances during the helpful consultation. A common problem is that they have no idea what they spend each month and don’t realize they’re often spending more than they earn....

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Pay Yourself First Pay yourself first. Maybe you’ve heard this before on the radio show of a financial guru. What does it mean? It’s Easy to Borrow Every Christmas, with people at the mall for shopping and gift-buying, remember that today’s joyous gifts will be tomorrow’s credit card debt. If it’s possible, try to use...

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