SCV BankruptcyVoted Best
Santa Clarita Bankruptcy Attorney
Four Times

There really is no set price, and anyone that gives you one is either giving you a cookie-cutter treatment rush job, or will you the bait-and-switch. What’s the point of someone giving you a ridiculous price over the phone, getting all your papers and then telling you, “oh no, we had no idea it was this complicated and the price is much more and you don’t qualify for a Chapter 7 bankruptcy.”

I completely understand the curiosity to know what the cost for a Santa Clarita bankruptcy is. But it’s like asking, “what does it cost to paint a house? Any honest painter will want to know the size of the job, how much time is involved, and if there are any quirks that they can spot with their experience. Same with an attorney who is bidding a job. When I meet with you, I’ll try to size up the job, and will give you a bid in writing. And we accept payments, and don’t charge interest.

Simple. A Chapter 7 bankruptcy  is where you don’t pay your debts because your income isn’t too high, and Chapter 13 is where you do. Be careful what you wish for, though: in Chapter 7 cases the trustee can take things, including houses and cars.

It’s hard to say: every case is different.  Usually, if we qualify you for Chapter 7, as long as you continue to pay for the mortgage or car payment and generally you can keep them. Almost all our clients keep their cars and vehicles and homes. But beware: there are times in Chapter 7 bankruptcy where you can lose things, so this is a risk. However, we’ll evaluate your case and provide a clear assessment of any dangers. If there is even the slightest chance you could lose things, we’ll suggest alternatives to keep you and your things safe.

First, we set a time for a case evaluation. At the first consultation, we’ll meet for 30 minutes. In that time, we’ll review your options and pros and cons of each. We’ll explain bankruptcy, and how it applies to your situation. Then, you’ll get advice about which path we suggest, along with a quoted fee for our services, which includes an attorney being with you at court. No pressure, just bankruptcy information and options for you to consider on your own timeline.

Once we have a chance to evaluate your case, we’ll provide a fixed set number in writing which you can take home to deliberate. We accept payments, don’t charge interest, and are flexible.

If you choose to move forward, you return with the signed agreement and the payment. Once we’re paid in full, we’ll file your case. About a month or so later, there’s a hearing. We usually go to that and are there for you.

And it all start with contacting us to set up that initial no-pressure consultation.

Surprisingly, people usually do get offers after bankruptcy to reestablish their FICO scores. Your first reaction may be, “I never want to see one of those credit cards ever again!” And that’s a good gut reaction to where you are now.

But to flourish financially, sometimes it makes sense to strategically get a credit card after bankruptcy, and use it for a particular goal and purpose. As a Santa Clarita bankruptcy lawyer, I wrote and encourage you to read an article on this that I think will open your eyes to how a bankruptcy – and the credit cards after it – can actually improve your overall financial situation.

READ: Credit After Bankruptcy Discharge – 3 Tips to Rebuild

Antico Debt Law has been in business for two decades, and has experience helping thousands of people with Santa Clarita bankruptcy cases. All that experience is in Santa Clarita bankruptcy attorney Hale Antico.

Beyond experience, you get compassion and a caring “plain English” approach that doesn’t talk down to you. Instead, I explain things in simple terms and use language that makes sense in a very complex legal field.

Throw in local bankruptcy lawyer, lots of five-star reviews, a small firm with personalized service, and an affordable payment plan, and it’s a no-brainer!

READ: Why Hale Antico is the best Santa Clarita bankruptcy attorney