Chapter 13 Bankruptcy Chapter 13 bankruptcy is a repayment plan, like debt consolidation, but it fixes all the problems. You don’t want to repay debt, but sometimes you have to. Chapter 13 bankruptcy is when you pay credit debt back, freezing interest, and with peace of mind knowing the credit cards can’t sue you. You don’t […]Read more
Credit Card Spending
With holidays right around the corner, use spending moderation during November and December so you don't have a credit card hangover in January.