Chapter 7 bankruptcy is the "normal" kind. What some would call a straight bankruptcy. It's faster, easier, cheaper, and in lots of ways better, since you can get to work on rebuilding your credit sooner.
But a Chapter 7 comes with problems. You can lose things. Like a house, a car, that big settlement you're waiting for. And it doesn't discharge all debts, such as:
Also, not everyone qualifies to file Chapter 7 bankruptcy. Lots of factors go into deciding who can, and who's better off considering Chapter 13.
We're not all the same. You don't pick a doctor by who was cheapest or who had the best SEO for their website filled with using the phrase "Santa Clarita bankruptcy attorneys" over and over. Instead, you want one that understands your situation, is compassionate, is local, is affordable, and will get the job done.