SCV Bankruptcy

Fresh start debt relief for those who need it.

San Fernando Valley, Santa Clarita, Antelope Valley Bankruptcy

"Make your phone your friend again"

Jan 2010: We moved - still in the same center

Phone - (661) 252-9900

Notices

Treading water

Why pay $1,000 a month in minimum balance payments forever?

Credit Card Debt

Intro: The Credit Trap

Once the high interest rates kick in, you're stuck

We all know how it goes: something unexpected in your life happens. You use the credit cards for a short-term need. Just a stopgap measure to help you get through the rough patch. However, by the time you've gotten back on your feet, the outrageous interest rate is making it impossible to pay the balance down. The minimum payments aren't doing the trick. You need a solution to this problem, or you will be paying minimum balances forever .

Pay some, not others?

You can afford some cards, not all

You have enough money to pay some credit cards and make them happy. However, that means other credit cards won't get paid.

Do you just let some cards go?

| 26.08.2006 | Read more | Print |

Debt Consolidation

Why these fail, and how we step in

The idea sounds good on paper. You avoid bankruptcy, pay a middle man some money, and pay off all of your debt in 4 years. Many things go wrong before people end up in our law office.

| 26.08.2006 | Read more | Print |

Contact us now

Learn all the facts before you make a wrong decision

You can contact us discreetly and quickly, by phone or email. Just take a quick look over at the contact an attorney page.

In the news

Loan Modification - Caution!

You need to be very careful when hiring someone for loan modifications. See why.

New Bankruptcy Laws: Senate Quarrels

The next step for the new bankruptcy laws for 2009 is the Senate. Source: Hale Antico, Los Angeles Bankruptcy Blog

March 2009 - Foreclosures up 30% in Feb 2009

According to RealtyTrac, foreclosures were up 30% last month.

March 2009 - Bankruptcy Mortgage Relief Passes House

Helping Families Save Their Homes Act of 2009, has passed the House 234-191. This bill, also known as H.R.1106, would allow the modification of mortgages in Chapter 13 bankruptcy.

Foreclosure moratorium in California?

There is a rumor that people cannot have their mortgage foreclosed on right now if they’re a resident of California. While there is some grains of truth to this story, the loopholes for this law that is effective in May are big enough to not make a difference to most people.

Flashback: Prediction in 2006

3rd Quarter update: Foreclosures are up 72% in Los Angeles County and 105% in Southern California, while SoCal home prices should fall in 2007 for the first time in a decade.

Credit Boom ... Busts

Has any society found more ways to get deeper into hock?

Chapter 7 Bankruptcy hope still exists

Many people believe that with the new bankruptcy law, Chapter 7 bankruptcy is no longer an option. They are wrong.

Associations

Proud Members of:

» Central District of California Bankruptcy Attorneys' Association
» Santa Clarita Chamber of Commerce

» National Association of the Consumer Bankruptcy Bankruptcy Attorneys

» Santa Clarita Valley Bar Association

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