How to Handle Extra Money Even if you have a budget, you need to know what to do with the extra money. Even if you budget and have extra, do you save your money? Or listen to the sweet siren song of the culture: “Take it home today and make no payments for one whole […]Read more
Credit Card Spending
With holidays right around the corner, use spending moderation during November and December so you don't have a credit card hangover in January.
Pay Yourself First A plan for saving money for your own rainy day fund Pay yourself first. Maybe you’ve heard this before on the radio show of a financial guru. What does it mean? It’s Easy to Borrow Every Christmas, with people at the mall for shopping and gift-buying, remember that today’s joyous gifts will […]Read more