Need for Student Loan Reform A long time ago, in the days of Charles Dickens and chimney sweeps, people were jailed until they satisfied their debts. These debtors’ prisons resulted in a Catch-22. You can’t get out of jail until you paid your debts. And you can’t earn money to pay your debts until you […]Read more
Credit Card Spending
With holidays right around the corner, use spending moderation during November and December so you don't have a credit card hangover in January.
Chapter 13 Bankruptcy Chapter 13 bankruptcy is a repayment plan, like debt consolidation, but it fixes all the problems. You don’t want to repay debt, but sometimes you have to. Chapter 13 bankruptcy is when you pay credit debt back, freezing interest, and with peace of mind knowing the credit cards can’t sue you. You don’t […]Read more
Pay Yourself First A plan for saving money for your own rainy day fund Pay yourself first. Maybe you’ve heard this before on the radio show of a financial guru. What does it mean? It’s Easy to Borrow Every Christmas, with people at the mall for shopping and gift-buying, remember that today’s joyous gifts will […]Read more
Breaking Up? You Could Go Broke How Ending a Relationship Could Lead to Financial Problems by Hale Andrew Antico, Esq. Divorce and bankruptcy go together. It’s not unusual for a couple that’s splitting up to also divorce their debt. Firstly, once we get married, we are at the point where actually need two incomes to […]Read more