San Fernando Valley, Santa Clarita, Antelope Valley Bankruptcy
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Bankruptcy Information
Information you can use
From time to time, we write articles that are featured in local magazines and newspapers. These span the topics from consumer finance to budgeting to, yes, bankruptcy.
We suggest you return from time to time to see the latest installment.
Type of debt
You can find More Information about How Bankruptcy Affects Types of Debt
Most recent articles on the top. Have an idea for a topic? Reach us on our contact page.
Breaking Up? You Could Go Broke!
The Two-Income Trap
It's true: breaking up has many unintended consequences. That's not to say you should stay in a bad situation to avoid those results, but you need to be aware of them before making any major decisions.
2006.10 | Read More | New
How your Children Can Avoid Visiting My Office
Avoid Bankruptcy, Manage your Finances, Debts
Life happens. While no one ever plans to file bankruptcy, it's good to know that it's there as a safety net. However, there are steps many people can take now to avoid needing my services later....
2006.09 | Read More
Pay Back Debts on your Own Schedule
Take Control: When Minimum Payments are not Enough
Do you want to freeze interest rates, penalties, late charges and just make a set number of payments and be out of debt, once and for all? Do you want the peace of mind that comes ...
2006.05 | Read More
Myths about New Bankruptcy Law
How People Misunderstand Them
The bankruptcy law has been changed now for over half a year. Many provisions of the new law -- really a total rewriting of the bankruptcy code -- have gotten a lot of media exposure. However, this has left false impressions ...
2006.06 | Read More
Is Bankruptcy Dead?
New Bankruptcy Law - Can you still get a fresh start?
Now that the new bankruptcy law has passed, is it possible to get a fresh start by wiping their debt away? Or does everyone need to do a "pay back plan? ...
2006.01 | Read More
Foreclosure: Saving Your Home
Just a little breathing room
One area where we can get into debt trouble and feel a financial squeeze is with regard to mortgage payments. The past few years, property values have been soaring here in Southern California. ...
2006.04 | Read More
Ka-Ching or Bling?
Do you Save or Spend?
The messages are all around us in bumper stickers, ads, movies and music. "You work hard - spend it and enjoy it." Or better yet...
2005.07 | Read More
Return of Debtors Prison
New Bankruptcy Law Troubles
In the old days, centuries ago, if you could not pay your debt, you were locked up in jail. You were not to be released from your prison sentence until you could pay your debt. Needless to say...
2005.10 | Read More
Budgeting and Saving
What's in your Wallet?
As an attorney that specializes in consumer debt, I see a lot of people's personal finances during the helpful consultation. A common problem is that they have no idea what they spend...
2005.02 | Read More
Bankruptcy Myths
Mythbusting Debt Relief
We all have these notions about what bankruptcy is. Some are true; others are scare tactics and fairy tales put out by...
2004.11 | Read More
Credit Card Debt
Do's and Dont's
There are many dangers with credit cards. Let's take a closer look at some guidelines to help you control your credit cards, instead of the other way around.
2004.09 | Read More
Pay Day Loans
Cash Advances and Dangers
They are the equivalent of throwing a drowning person not a life preserver, but instead throwing him an anchor.
2004.08 | Read More
Bankruptcy Alternatives
Avoid Bankruptcy
There are many options on how to deal with a debt problem. A bankruptcy is not always the best option. There are other solutions ..
2004.07 | Read More
Pay Yourself First
Saving Strategy
Cash. It can be your friend. Of course, many of us don't have a choice, as our cash flow is negative and we need the credit to help make up the difference
2003.12 | Read More
Credit After Bankruptcy
BK doesn't have to Be a Ban
One of the common questions debtors ask is, "Will I be able to establish credit after my bankruptcy?" The short answer is
2003.11 | Read More
They're Garnishing my Wages!
What a Wage Garnishment Does
One of the more common ways people come to us is when they realize that their wages are being garnished.
2003.12 | Read More