It's not your fault. If you're like a lot of people, you didn't plan this. There've just been a few unexpected turns you couldn't have foreseen. The debt has been mounting, you thought you could deal with it, and now it's out of hand. And there is just no end in sight. You can dwell on the past forever, and how you got into this predicament. But why beat yourself up?
The fact is: through circumstances that you didn't anticipate, you're in a deep hole, with no end in sight.
The question is: how best to solve this problem? Most likely, at this stage, you have a few options, each of them with pros and cons, and none of them perfect.
Bankruptcy should be a last resort. and while certainly not your first option, it can be your best one.
5/21/2015: Mention our newly revamped website (w/ a few broken links) at your May consult and get $250 off your case.
WHAT MAKES US DIFFERENT
Unlike other search results, we're local, not someone from Los Angeles who is trying to pretend like they're up here by having a URL with all the right search keywords in it. We have a 661 phone number right on the top of this page.
And one that rings an office open every day, staffed by a full-time employee at a desk you can visit to drop documents off without an appt right here on Soledad Canyon Road, and not an operator at some toll-free number transferring your call to some faraway place in Orange County, or worse, Wilshire Blvd.
We'll tell you what you need to hear, not what you want to hear. We're honest, straightforward, and direct. With a smile.
We don't offer ridiculously low fees to get you in the door. We wait to find out what your unique situation is before quoting a price. So, no bait-and-switch. And no one-fee-fits-all. We're not Earl Scheib, and you're not looking for a cheap paint job.
We don't sit you down with our Office Manager, though Wendy is awesome. You'll get a consultation with a lawyer, one that grew up out here, lives out here, goes to church out here. And who'll treat you right.
Customer service. It's all about treating each client like they're our only client. And that's why the same attorney you consult with is usually the same one at your Meeting of Creditors. Ask the others that.
We provide debt solutions for wiping all debt away, or arranging a debt consolidation option based on only what you can afford, while protecting you from lawsuits. All done with patience, compassion, and experience.
Meet Hale Andrew Antico
Mr Antico is honored to serve on the Board of Directors of the nation's second largest group of bankruptcy attorneys, the CDCBAA. In addition, Hale Antico volunteers to serve on the Board of Directors for the James T. King Bankruptcy American Inn of Court, as well as being a member of National Association of Consumer Bankruptcy Attorneys (NACBA).
At Pepperdine University School of Law, Attorney Antico earned a Juris Doctor degree. Prior to that, he earned a Bachelor's degree in Psychology from Cal State Northridge. This unique blend allows him to be proficient in the law, but with a background that enables him to understand, empathize, and be compassionate. All of this is done in plain English, talking to you, not over your head, in a way that's easy to understand.
Hale Andrew Antico specializes in consumer finance, solutions to debt, and fresh starts. He has helped thousands of neighbors in Santa Clarita, Palmdale & Lancaster, and the San Fernando Valley wipe out debt with Chapter 7. Also, he's skilled in the very challenging field of Chapter 13 bankruptcy, which is like debt consolidation. Finally, he gives sound financial advice, analyze pros and cons of various options, and suggest which one might be best for you.
- Updated May 2015
We all have these notions about what bankruptcy is. Some are true; others are scare tactics and fairy tales put out by those who have a vested interest in having you avoid a BK. Here then is a list of the Top 10 myths that are circulating regarding what bankruptcy is or is not: 10. Everyone will know about it - While…
- Updated May 2015
While it's true that bankruptcy is bad for your credit as it helps you eliminate debt, but it's not true that you're stuck with bad credit forever. Once you've successfully solved the debt problem, you'll be surprised how easily and quickly your credit can be rebuilt…
- Updated May 2015
Occasionally, I meet people who can make a payment to some of their credit cards, but not to all of them. Or maybe you can (barely) afford your minimum payments now, but one of them raises the interest rate and you can no longer make the payments. There is a way to pay only what you can afford, freezing interest, and not have to worry about a lawsuit…
I admit that I am a difficult person to deal with and my situation is a very complicated one. Attorney Antico's office saved my behind, saved me, and gave me peace of mind and hope that I could pick up the pieces.
Tia Torres, TV's 'Pitbulls and Parolees'
I want to thank you for the work you did on my bankruptcy case and assisting me with the lawsuit from my bank. I was not prepared to deal with either of these situations, but you handled the legal issues quickly and took care of my interests. Now I can start rebuilding my finances and credit. Thanks so much. I am very grateful for your assistance, and do not hesitate to recommend your services.
S.D., Palmdale, CA
Thank you again for all that you've done for me. Your compassion is part of who you are not what you do. You've always been so gracious when I've sent you my raving emails with my fears, questions, guilt, etc. I know I'm just a client among many I'm sure, but it did mean a lot to me when you personally came to my court date in person, especially having to travel as far as you did for me.
E.P., Valencia, CA